FAQ: Renters

(See your policy for specific limitations)


Why do I need renters insurance?
If you are renting a house, apartment or condo you still need to protect your personal property and assets.

My landlord requires liability insurance, how do I get coverage?
Purchase a renters policy (HO-4) which includes liability coverage.

How do I know what amount of contents insurance coverage to get?
A simple calculation of each room’s replacement cost of furniture, clothing and electronics etc. will assist you in the amount of insurance needed.